Protect the stability of your business against unforeseen losses


Personal protection at home, on the road, at work, at play

Our Story

Protecting business and personal
assets since 1947.

Over 70 years of experience in providing comprehensive coverage. Stephen Chelbay Company helps connect the dots, explain the alternatives, and access the right coverage for each and every client.

Our Services

Our Services

Business Insurance

We specialize in labor unions, professional liability, non-profits, school systems, union shops, apprenticeship schools, and small to mid sized businesses in California.

Personal Insurance

We specialize in Homeowners, Personal Auto, Earthquake, Flood, Landlord Policy, Renters Policy, Motorcycles, Recreational Vehicles, Umbrella, Vacation Homes and more.

Our Partner

Mercury Insurance

Low rates, excellent coverage and a local agent who’s there every step of the way. Mercury Insurance was established in 1962, and provided comprehensive coverage options ranging from personal auto insurance to homeowners insurance to mechanical breakdown protection.


Recently I was faced with having to purchase a new car and having to have insurance before I could drive it off the lot. I had the option to go with the dealership’s high priced recommendation for insurance (which was incredibly expensive) but my mother suggested I contact Laura at Stephen Chelby Co. Laura was Johnny on the spot. She had me fixed up with an excellent plan that ended up saving me many dollars in the long run. We are so grateful for her thoroughness and time spent with us to make sure we have the best plan for our needs.

- Jessica Lawler

Laura is a great person with great character. She is very trustworthy and provides excellent service. Laura has made the process of dealing with insurance easy and painless. This a process I normally dread, but she made it easy. She made recommendations that no other agent had ever made all the while saving me $ in the end. I highly recommended Laura with Stephen Chelby Co. to my family. She has offered great service to many of my friends and family members. Currently she just found a very affordable insurance plan for my daughter and son-in-law and they too raved about the excellent service. There is nothing negative I can say about my experience with Laura at the Stephen Chelby Co.

- Annette Jigour

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